I thought debt was something that only happened in TV dramas. Going to university, working a part-time job, hanging out with friends. Ordinary, but reasonably happy days. That life was supposed to continue. —Until that day.

My father's company went bankrupt. I never imagined I'd be on the receiving end of "That must be tough." But reality was merciless. Before I knew it, the house was sold, my family scattered, and only the remaining debt piled up before my eyes as reality. Not a few million yen. Tens of millions of yen. An amount I, as a university student, wasn't sure I could repay even if I worked my whole life.

Lectures during the day. Part-time work at night. Returning home on the last train. A few hours of sleep, then back to university. I kept repeating that life. And still, the debt doesn't decrease. On the contrary, only the interest keeps growing.